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Federal tax brackets

Tax Bracket Calculator

See how federal tax brackets apply to taxable income and compare marginal rate with effective rate.

Calculator

Calculator

Result$0Enter values to calculate.
Educational estimate: Federal tax planning only. State tax, penalties and personal filing details can change the final result.

Tax brackets, marginal rate and effective rate

Federal tax brackets are progressive. Income is split across brackets, so reaching a higher bracket does not mean all income is taxed at that rate.

Worked example

A single filer with $90,000 gross income first subtracts the 2026 standard deduction. The remaining taxable income is taxed in layers across the 10%, 12% and higher brackets reached.

Methodology

The calculator subtracts the standard deduction and extra deductions entered, applies each 2026 federal bracket, then reports marginal and effective rates.

Official sources and review

Tax year: 2026. Last reviewed: August 16, 2026.

Frequently asked questions

Is this exact tax advice?

No. It is an educational federal estimate. Use official IRS guidance or a qualified tax professional for filing decisions.

Does this include state tax?

No. These tax tools focus on US federal estimates unless a page explicitly says otherwise.

Does the calculator save my inputs?

No account is required and the calculator runs in your browser. Do not enter private documents or account numbers.